
Make Your Services Accessible via USSD
Amber™ USSD is an Award Winning WASP - Used by Major Banks and other Financial Institutions, and utilised by millions of people every month across Africa!
Make Your Services Accessible via USSD
Amber™ USSD is an Award Winning WASP - Used by Major Banks and other Financial Institutions, and utilised by millions of people every month across Africa!
Amber™ Product Overview
Engage with your customers and provide value‑added services on their mobile devices in real time with USSD.
Unstructured Supplementary Service Data (USSD) services connect your customers to your business through an easy and well‑understood interface. USSD is the most prevalent and popular interface bearer for Banks, Retailers and Mobile Network Operators.

Amber™ – USSD Service Provider
Amber™ USSD is deployed for several large Banks in South Africa, providing reliable and easy access to the banking platform by means of self-service, creating accessibility to your service. Our Amber™ platform has proven its worth by facilitating tens of millions of unique SIM subscribers/phone numbers on our platform in a single month, with tens of millions of transactions facilitated by one platform in that month.

Amber™ – USSD Service Provider
Amber™ USSD is deployed for several large Banks in South Africa, providing reliable and easy access to the banking platform by means of self-service, creating accessibility to your service. Our Amber™ platform has proven its worth by facilitating tens of millions of unique SIM subscribers/phone numbers on our platform in a single month, with tens of millions of transactions facilitated by one platform in that month.
Amber™ USSD Services
Amber™ offers a wide range of services, including USSD (Default and Network Initiated), Banking-grade SMS, SIM Securitisation for Banking, Number Portability Lookup and others.
Amber™ USSD Services

Reversed Billing USSD
PMT™ has pioneered a billing methodology where a corporate pays for the USSD sessions that Customers use, instead of Customers paying for sessions with their own airtime.

Other WASP Services
SMS | SIM Securitisation | NI USSD.
PMT™ is a leading and award‑winning WASP and a founding member of WASPA, the regulating body for WASPs in South Africa.

NI USSD
PMT™ has pioneered Network Initiated USSD (NI USSD) for companies that require a way to initiate a USSD session through a business process that appears on the Customer’s phone – ideal for transaction verification.
PMT’s Solution to the Rise in Digital Banking Fraud in SA
As part of PMT’s passion for Consumer Safety, PMT™ pioneered a solution through our Amber™ product called SIM Securitisation and Verification (SSV) Service with the primary purpose of detecting and preventing fraud to solve this problem.
MIS Reporting – Management Reporting on Your Amber™ Service
All instances of Amber™ include a comprehensive SLA for hosting, support, 24/7 Tier 2 and 3 Monitoring and Technical Support, and additional bespoke MIS reporting capabilities.
MIS Reporting – Management Reporting on Your Amber™ Service
All instances of Amber™ include a comprehensive SLA for hosting, support, 24/7 Tier 2 and 3 Monitoring and Technical Support, and additional bespoke MIS reporting capabilities.
Amber™ USSD Business Solutions
1. Enable Virtual Services with USSD
How to Reach my Customers
Awesome.Inc is a company offering a wide range of services to a multitude of Customers. Awesome.Inc has shops, branches, a website and roaming agents but still doesn’t reach the Consumer base they want. Market research shows there is demand for their services, but it is simply too much effort for customers to reach them. How does Awesome.Inc make its services easy to reach for every customer?
USSD is Everywhere
The vast majority of South Africans understand mobile banking via *120* services. If Awesome.Inc makes its services
available to Customers over USSD, they can reach a far broader audience.
- Enable a simple Menu structure with your services.
- Capture more Customer information on USSD and register new Customers for services. Increase your brand awareness.
- Enable VAS such as Airtime, Electricity, Ticket sales and Lotto, alongside your current services. Increase your turnover.
- Provide the information your Customers need, when they need it.
- Enable your Agents to do their business via USSD, increasing your footprint and revenue.
2. SIM Securitisation and Verification
In an era where digital banking fraud is increasingly sophisticated, PMT’s Amber™ SIM Securitisation and Verification (SSV) service provides a critical line of defence for financial institutions and their customers.
This enterprise-grade solution is designed to detect and prevent fraudulent activities, such as SIM swap fraud, phishing, and vishing, by performing real-time validation lookups against a mobile number (MSISDN). By verifying the exact timing of the last SIM swap, our platform allows institutions to automatically block high-risk transactions, particularly those attempted within the critical 24-hour window following a swap.
Proactive Fraud Prevention: Instantly identify and halt suspicious transactions linked to recent SIM swaps.
Enhanced Customer Trust: Protect your users from devastating digital banking fraud with an additional, invisible layer of security.
2. 3D Secure Transactions
Verify Transactions
Transacting on E-commerce now often requires 3D Secure OTP verification. Mobile transacting and mobile banking secure transactions via an externally verifiable identification mechanism.
PMT™ offers the option to secure transactions via OTP SMS or NI USSD push notifications.
Stay Informed!
Amber™ USSD Business Solutions
1. Enable Virtual Services with USSD
How to Reach my Customers
Awesome.Inc is a company offering a wide range of services to a multitude of Customers. Awesome.Inc has shops, branches, a website and roaming agents but still doesn’t reach the Consumer base they want. Market research shows there is demand for their services, but it is simply too much effort for customers to reach them. How does Awesome.Inc make its services easy to reach for every customer?
USSD is Everywhere
The vast majority of South Africans understand mobile banking via *120* services. If Awesome.Inc makes its services
available to Customers over USSD, they can reach a far broader audience.
- Enable a simple Menu structure with your services.
- Capture more Customer information on USSD and register new Customers for services. Increase your brand awareness.
- Enable VAS such as Airtime, Electricity, Ticket sales and Lotto, alongside your current services. Increase your turnover.
- Provide the information your Customers need, when they need it.
- Enable your Agents to do their business via USSD, increasing your footprint and revenue.
2. 3D Secure Transactions
Verify Transactions
Transacting on E-commerce now often requires 3D Secure OTP verification. Mobile transacting and mobile banking secure transactions via an externally verifiable identification mechanism.
PMT™ offers the option to secure transactions via OTP SMS or NI USSD push notifications.


