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    How can we help?

    Join our newsletter to find out how we make postive, real-world contributions.


      Who is PMT™?

      PMT is a leading Service Provider and Tech house in the Banking, Retail, Insurance, FinTech and Communications industries.


      Pattern Matched Technologies™ is a Fintech company that specialises where financial, telecommunications and commerce verticals intersect. Our experience spans over 14 years, while having innovated many various services and products, now standardised in the market.


      • Trust between all Parties involved whether it is staff, management, customers or suppliers.
      • Dedication to each Employee, Client, and Project.
      • Supplying service to Customers without exception, always exceeding their expectations.
      • Using experience and knowledge for mutual benefit.
      • Delivery focused on process & quality centered mindsets.

      Is PMT™ BBBEE Accredited?

      Pattern Matched Technologies™ acquired its Level 2 BBBEE rating in the second quarter of 2023


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      What is WASPA?

      The Wireless Application Service Providers’ Association (WASPA) was formed in 2004 as a self-regulatory body with a mandate to represent and regulate its voluntary members, which provide mobile-based Value Added Services (VAS), otherwise known as WASPs.

      As of 2018, it has over 400 members.

      Membership of an industry body with a recognised Code of Conduct has been made compulsory by Telkom Mobile, Cell C, MTN and Vodacom for all WASPs.

      WASPA’s Code of Conduct and Advertising rules were developed and implemented in 2005. It has developed a complaints handling process, to enforce these rules, that is totally independent of the WASPA Board. Anyone may lodge a complaint and each complainant is given a reference number.

      Complaints are handled by an independent secretariat who process complaints using a mandated civil procedure policy, while some 13 independent ICT lawyers and a 3-person appeals panel of ICT lawyers adjudicate the complaints lodged with the secretariat. An emergency panel of three WASPA adjudicators may sit to shut down offending services, pending a formal adjudication, where there is evidence of immediate and ongoing consumer harm.

      These lawyers may adjudicate on any matter related to the WASPA Code of Conduct where a complaint has been lodged. All completed adjudications are posted publically on the WASPA web site. The adjudicators may sanction any infraction, which may include fines, suspensions, remedies, refunds, expulsion, or any combination thereof.

      WASPA also has a compliance department who check advertising, and test services on a daily basis, for compliance with its Code of Conduct.

      WASPA is also a prominent member of the International Audiotext Regulators Association.

      Versatile hosting plans and pricing

      PMT offers Hosting as a core service with comprehensive 24/7 Service Support and Monitoring.


      • Hybrid Cloud
      • Managed Hosting
      • Solaris
      • Dedicated & Management Solutions



      Amber™ USSD is deployed for several large Banks in South Africa, providing reliable and easy access to the banking platform by means of self-service. Our Amber™ platform has proven its worth by facilitating over 16 million unique SIM subscribers/phone numbers on our platform in one month, with over 42 million transactions facilitated by one platform in a month.




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      Emerald™ is directly integrated to all Major MNOs in South Africa and can likewise, be integrated to other MNOs in other territories like we are in various African Territories. In doing so we enable you to distribute Airtime which is either PINned or PINless.




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      The Amethyst™ Wallet solution provides a sophisticated Chart Of Accounts (COA) that can be configured to suit your transactional needs while enabling core Mobile Money Transfer (MMT) transactions. Wallet technology is essentially a value store against which Debits and Credits move in accordance with required business interactions.




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      The Crimson™ Engine is built to apply the ISO 8583 financial switching specification and conforms to both Issuing and Acquiring methodologies and roles regarding any financial communication between systems. Crimson™ has been implemented in Debit Card switching engines that service large Retail and Bank applications, as well to service last mile integrations for retail acquiring at large scale.




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      What is Erlang?

      Erlang is a programming language used to build massively scalable soft real-time systems with requirements on high availability. Some of its uses are in telecoms, banking, e-commerce, computer telephony and instant messaging. Erlang’s runtime system has built-in support for concurrency, distribution and fault tolerance.


      What hosting services do you provide?

      Hybrid Cloud

      Using hybrid Cloud we have the ability to run a mix of on and off premise solutions, leveraging the best features and cutting edge while still maintaining an audible and managed service.


      Choose from any Cloud flavour

      With compatibility on all major Cloud service providers, we not only reduce the requirements for dedicated hardware but also greatly extend the hosting capabilities.


      Managed Hosting

      By partnering with Teraco Data Environments we provide the best of breed dedicated and managed data center solutions. PCI and ISO compliance audits, with the backing of our hosting providers. Dedicated or shared hardware for bespoke needs from Banking isolation up to physical network segregation, we tailor for a range of providers.


      Sun Solaris

      Oracle Sun Solaris PCI-compliant hosted solutions. These solutions utilise Linux or Solaris Virtual Machines

      What is an MIS report?

      An MIS report is a tool PMT uses to evaluate business processes and operations.

      Pretend you are the manager of a medium-sized company’s customer service department. Your staff takes phone calls and emails from over 300 customers every day. For the most part, they do a very good job, but recently, customers have started to complain that it takes too long to get their questions answered. Upper management at your company is concerned about this and wants to know what they can do to fix the problem. But before they make a decision, they need you to give them more information. How will you do this?


      This is where MIS reports come in. MIS stands for management information system. Business managers at all levels of an organization, from assistant managers to executives, rely on reports generated from these systems to help them evaluate their business’ daily activities or problems that arise, make decisions, and track progress. MIS system reporting is used by businesses of all sizes and in every industry.

      Our Products

      Click here to find out more about our Products and how they can help your business.

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      Contact us

      Helpful resources

      The Protection of Personal Information Bill
      WASPA - Code of Conduct
      Protection of Personal Information Act
      The Consumer Protection Act
      Access to Information Act

      Helpful resources

      Looking for a career?

      Visit our careers page to see all the careers currently on offer.

      Career Opportunities

      The Protection of Personal Information Bill

      The Protection of Personal Information Bill (Bill 9B-2009) was approved by the Portfolio Committee on Justice and Constitutional Development on 5 September 2012. The Bill will now be considered by the National Assembly and the National Council of Provinces (NCOP).



      WASPA - Code of Conduct

      Protection of Personal Information Act

      The Consumer Protection Act

      Know your rights and know how to enforce them, please download the Consumer Protection Act for your convenience.



      Access to Information Act

      Access to Information Act



      Interested? Let's get in touch!

      Understanding your requirements and objectives is important to us. We listen and work together to create a truly unique and unforgettable experience.
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